🏞️ Waterfront Living Under $270K Is Still Possible

🌅 Today’s Waterfront Picks: 5 Dreamy Properties by the Water

Every day, new waterfront properties are listed — but these five? They offer the perfect blend of stunning views, luxurious living, and serene locations.

From Cumberland River cabins to Mississippi River homes, these properties offer rare value by the water.

🏞️ Nancy Lakeside Retreat – $269,900

📍 2026 Keeney Rd, Nancy, KY 42544

3 Beds • 2 Baths • 1,259 sq ft • 7,405 sqft lot

🏡 A turnkey lakeside cabin with a wraparound deck, bright sunroom, and community dock access on the Cumberland River.

• 🏞️ Lake views with community dock access (waitlist applies) on the Cumberland River for boating and fishing

• 🏠 Charming 3-bedroom, 2-bath cabin with main-floor primary bedroom and two upstairs bedrooms

• 🌿 Bright enclosed sunroom, wraparound deck, dedicated grilling area, and new skylights for outdoor enjoyment

• 🔧 New heat pump (February 2026), metal roof, and turnkey furnishings included for immediate enjoyment

• 📍 Ideal as a short-term rental, second home, or full-time residence with peaceful lake and wooded views

🏞️ Greeneville Pondside Tiny Home – $259,900

📍 5905 Whitehouse Rd, Greeneville, TN 37745

1 Bed • 1 Bath • 432 sq ft • 11.26 acres

🏡 A charming tiny home on 11.26 acres overlooking a stocked pond, with rustic A-frame design and exceptional water views.

• 🏞️ 11.26 surveyed acres with a stocked pond featuring crappie, largemouth bass, and bluegill

• 🏠 Stick-built A-frame with exposed wood beams, tongue-and-groove ceiling, and loft bedroom

• 🌿 Spacious front porch overlooking the pond, plus a fire pit area and fenced dog pen

• 🔧 Metal roof, mini-split HVAC, and full bath with tiled walk-in shower and stackable washer/dryer

• 📍 Cleared and wooded acreage with a creek along the front—restricted to site-built homes (1,400 sq ft minimum for additional residences)

🏞️ Loon Lakefront Cottage – $255,000

📍 5334 S 600 W #57, Columbia City, IN 46725

2 Beds • 1 Bath • 725 sq ft • 6,098 sqft lot

🏡 A classic lake cottage with approximately 78 feet of direct frontage on all-sports Loon Lake, featuring a private pier and beautiful open-water views.

• 🏞️ 78 feet of direct lake frontage on all-sports Loon Lake with a private pier and level lot

• 🌅 Open-water views and multiple windows overlooking the lake from the living and kitchen areas

• 🌿 Mature shade trees, concrete patio, and storage shed for outdoor enjoyment

• 🚤 All-sport lake with designated high-speed boating hours for water recreation

• 📍 Level lot with a classic lake-cottage feel—perfect as a weekend getaway, summer retreat, or year-round home

🌅 Mississippi Riverfront Home – $254,900

📍 24701 178th St, Pleasant Valley, IA 52767

2 Beds • 1 Bath • 1,328 sq ft • 0.34 acres

🏡 A riverfront home with stunning Mississippi River views, vaulted wood-beamed ceilings, and a large level yard leading to the water.

• 🏞️ Direct Mississippi River frontage with beautiful views from the living area, primary bedroom, and spacious deck

• 🏠 Vaulted ceilings with exposed wood beams, hardwood floors, and large windows filling the home with natural light

• 🍳 Open kitchen with butcher-block countertops, gas range, and generous workspace

• 🌿 Large level yard leading to the water with a fire pit area and detached 2-car garage

• 📍 Flood vents installed, keeping flood insurance at just $889/year—a unique riverfront opportunity with breathtaking sunrises

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